Fort Fiji Vacation Home Insurance

Designed Specifically for Owners

FORT FIJI

why fort fiji?

Standard Homeowners Insurance May Not Cover Liabilities

If you rent a home more than two weeks per year, standard homeowners insurance may not cover liabilities and damages arising from activities related to renting the property.

Concerns with standard homeowners insurance include:

Minimum lease is typically 30 days to as much as 6 months.
Some policies specifically exclude tenant liability.
Some carriers would cancel coverage upon learning a home was part of a rental management program.
Claims payouts could be limited or denied all together.

the fort fiji solution

FORT FIJI Overview:

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Tailored

Tailor-designed specifically for owners of managed executive accommodations.

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Underwritten

Underwritten by certain underwriters at Lloyd’s of London.

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Coverage

Full homeowners insurance solution providing year round coverage.

FORT FIJI COVERS

We could have you covered when standard homeowners insurance does not.

PROPERTY

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Premises

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Personal Property of Unit Owner

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Landscaping & Repairs

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Weather caused damages

LIABILITY

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Medical Expense

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Loss of Income arising from order of Civil Authority

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Legal liability including bodily injury and property damage

Coverage Feature Detail

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All-Risks property insurance for direct physical loss to the residence premises including permanently installed or attached fixtures and certain other structures;

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Insurance against loss from flood, earthquake, vandalism, wind , hail, fire or lightning;

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Cover for personal property of unit owner;

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Property coverage extensions and enhancements for debris removal, reasonable repairs, trees, shrubs and other plants;

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Legal liability coverage for bodily injury and property damage arising out of the ownership, maintenance or use of the residence premises including necessary medical and legal defense expense;

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Cover for loss of income arising directly out of covered peril or as a result of declaration of civil authority;

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