Fort Fiji Vacation Home Insurance

WHY FORT FIJI VACATION HOME INSURANCE?

If you rent a home more than two weeks per year, standard homeowners insurance may not cover liabilities and damages arising from activities related to renting the property.

Concerns with standard homeowners insurance include:

• Minimum lease is typically 30 days to as much as 6 months.
• Some policies specifically exclude tenant liability.
• Some carriers would cancel coverage upon learning a home was part of a rental management program.
• Claims payouts could be limited or denied all together.

THE FORT FIJI VACATION HOME INSURANCE SOLUTION:

Overview:

• Tailor-designed specifically for owners of managed executive accommodations;
• Underwritten by certain underwriters at Lloyd’s of London;
• Full homeowners insurance solution providing year round cover for:

• Coverage Feature Detail:
• All-Risks property insurance for direct physical loss to the residence premises including permanently installed or attached fixtures and certain other structures;
• Insurance against loss from flood, earthquake, vandalism, wind , hail, fire or lightning;
• Cover for personal property of unit owner;
• Property coverage extensions and enhancements for debris removal, reasonable repairs, trees, shrubs and other plants;
• Cover for loss of income arising directly out of covered peril or as a result of declaration of civil authority;
• Legal liability coverage for bodily injury and property damage arising out of the ownership, maintenance or use of the residence premises including necessary medical and legal defense expense;
• Liability coverage extensions and enhancements for first aid expenses and damage to property of others caused by unit owner.