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Travel Insurance protects your vacation investment against unforeseen events like a hurricane, sickness, blizzard, injury, flight cancellation, job loss and much more.
Coverage Protects Everyone in Your Traveling Party For One Low Price.

This Travel Protection Program is for US Residents traveling to worldwide destinations (not subject to published travel restrictions). Play Travel - Lux has insurance that is underwritten by United States Fire Insurance Company of Morristown, New Jersey 07960.

Select Your State of Residence to View your Sample Plan Document and Schedule of Benefits:

AK AL AR AZ CA CO CT DC
DE FL GA HI IA ID IL IN
KS KY LA MA MD ME MI MN
MS MO MT NC ND NE NV NH
NJ NM NY OH OK OR PA RI
SC SD TN TX UT VA VT WA
WV WI WY

Canadian Residents - click here

*Schedule of Benefits - All references to currency are in United States dollars.

SECTION IV Travel Arrangement Protection Benefit(s)

Maximum Benefit Amount

Trip Cancellation 100% of non-refundable insured Trip Cost up to a maximum of $150,000
Trip Interruption 100% of non-refundable insured Trip Cost up to a maximum of $150,000
Trip Delay $750
Single Supplement Included
Medical Evacuation and Repatriation of Remains

Medical Evacuation

Medically Necessary Repatriation and
Repatriation of Remains

up to $250,000

included

included

Ancillary Medical Evacuation

Transportation of Children & Child

Bedside Visit Transportation to Join You

up to $10,000 included 

included

included

SECTION V Protection For Your Belongings Benefit(s)

Maximum Benefit Amount

Baggage and Personal Effects

up to $1,250 subject to per item maximum of $500
Items subject to Special Limitations

$500 maximum combined

Sports Equipment Rental

up to $1,000

Baggage Delay (12 hours)

up to $1,000

SECTION VI Travel Insurance Benefit(s)

Maximum Benefit Amount

Emergency Accident & Sickness Medical

Expense

Dental Expense sublimit

up to $25,000

 

up to $500

SECTION VII Accidental Death and Dismemberment Benefit(s)

Maximum Benefit Amount

Accidental Death and Dismemberment

Aggregate $100,000

24-Hour

$25,000

Exposure

Included

Disappearance

Included

 

* Maximum Eligible Trip Cost is $150,000.

* Maximum Eligible Length of Trip is one hundred ten (110) days.

*15 day free look included in all states except Washington state; in Washington state the free look is 14 days.

*The Optional Benefit(s) listed in the schedule of benefits or plan are applicable only when specifically requested on the enrollment document(s) and applicant-purchaser have paid the additional cost and the purchase is confirmed on the confirmation of benefits delivered to the applicant-purchaser.

Who Is Eligible For Coverage
A person who is booked to travel on a Trip and pays the required plan cost is covered under this plan.

Non-Refundable Provision
After the 15-day free-look review period, the cost for this plan is non-refundable.

* PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER
The Pre-Existing Medical Condition exclusion will be waived by the Insurer if all of the following conditions are met:
a. Your payment for this plan and enrollment form is received within the Time Sensitive Period; and
b. You or Your Traveling Companion, are medically able and not disabled from travel at the time Your plan cost is paid based on assessment of a Physician.

This Schedule is only a partial summary of your coverage benefits, and may vary by state. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the plan document, a copy of which will be emailed or mailed to you upon purchase (click "View Sample Certificate of Coverage" to view a sample). If you do not receive a copy, or want a replacement, please call (843) 286-5144 or email your request to playtravel.nw@insurestays.com.

This Program is provided only via licensed agents or authorized referral affiliates.

Plan Cost: 7.50% of Reservation Total

 

Start a Claim - PlayTravel US Fire

 

 

 

 

While on your trip:  24/7 Emergency Travel Assistance Call:


GENERAL DISCLOSURES

Plans are underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.

This website contains highlights of the plans developed by InsureStays, which include travel insurance coverages underwritten by United States Fire Insurance Company (“USF”), Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by On Call International.

The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions.

In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact InsureStays (CA license number 0M14453), by mail at PO Box 4744, Pawleys Island, SC 29585, by phone at (843) 286-5144, or by email at licensing@insurestays.com.

While InsureStays markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by InsureStays, and InsureStays does not receive compensation from USF for providing the non-insurance components of the plans.

20231220-3240849

Crum Forester Privacy Notice

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Credit scores and credit-based insurance scores
  • Insurance claim history and employment information
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Crum & Forster chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Crum & Forster share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don't share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share
To limit our sharing

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions Call 844.254.5754 or email us at: CFGeneralCounsel@cfins.com

Who are we
Who is providing this notice? Crum & Forster and its affiliates.
What we do
How does Crum & Forster protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with applicable federal and state law. These measures include computer safeguards and secured files and buildings.
How does Crum & Forster collect my personal information? We collect your personal information, for example, when you:

  • Apply for insurance or pay insurance premiums
  • File an insurance claim or give us your contact information
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include: United States Fire Insurance Company, The North River Insurance Company, Crum & Forster Indemnity Company, Seneca Insurance Company, Inc., Travel Insured International, Inc., Monitor Life Insurance Company of New York, MTAW Insurance Company, Bail USA, Inc. and any other company within the Crum & Forster group of companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Crum & Forster does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Crum & Forster doesn’t jointly market.

Other important information

For Insurance Customers in AZ, CT, GA, IL, ME, MA, MN, MT, NV, NJ, NC, OH, OR and VA only. The term “Information” in this section means customer information obtained in an insurance transaction. We may give your Information to state insurance officials, law enforcement, group policy holders about claims experience or auditors as the law allows or requires. We may give your Information to insurance support companies that may keep it or give it to others. We may share medical information, so we can learn if you qualify for coverage, process claims or prevent fraud or if you say we can.

To see your Information, submit a request via email to CFGeneralCounsel@cfins.com. You must state your full name, address, the insurance company, policy number (if relevant) and the Information you want. We will tell you what Information we have. You may see and copy the Information (unless privileged) at our office or ask that we mail you a copy for a fee. If you think any Information is wrong, you must write us. We will let you know what actions we take. If you do not agree with our actions, you may send us a statement.

For California Residents only. We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law. We will limit sharing among our affiliates to the extent required by California law. We do not share information about creditworthiness. For further information visit our website.

You have the right to submit a written request to access, correct, amend, or delete certain personal information we collect about you. To submit a request please write your request and send it to the following: privacyinformation@cfins.com. You have the right to receive a response to your request within 30 business days of the date of submission of your request to access, correct, amend, or delete your personal information. If we refuse your request, you have the right to file a statement regarding what you believe to be accurate and fair information and why you disagree with our response. For more information see C&F’s Model 670 Notice at https://www.cfins.com/onlineprivacypolicy/glba/cfmodel670/

For Massachusetts Residents only. You may ask in writing for the specific reasons for an adverse underwriting decision. An adverse underwriting decision is where we decline your application for insurance, offer to insure you at a higher than standard rate or terminate your coverage.

For Nevada Residents only. We are providing you this notice under state law. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702.486.3132; email: aginfo@ag.nv.gov; Crum & Forster: Office of the General Counsel, P.O. Box 1973, 305 Madison Avenue, Morristown, NJ 07962, 844.254.5754, CFGeneralCounsel@cfins.com.

For North Dakota Residents only. We will not share information we collect about you with nonaffiliated third parties, except as permitted by North Dakota law. We will limit sharing among our affiliates to the extent required by North Dakota law. For further information visit our website.

For Vermont Residents only. Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our affiliates, unless the law allows it. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found on our website.