Travel protection for U.S. Residents* traveling to U.S.-based and international locations (not subject to published travel restrictions), underwritten by AXIS Insurance Company.

Travel Guardian logo

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Underwritten by AXIS Insurance

Select Your State of Residence

Select your state of residence to view your sample policy and schedule of benefits:

AK AL AR AZ CA CO CT DC
DE FL GA HI IA ID IL IN
KS KY LA MA MD ME MI MN
MS MO MT NC ND NE NV NH
NJ NM NY OH OK OR PA RI
SC SD TN TX UT VA VT WA
WV WI WY

Canadian Residents

Schedule of Benefits

Travel Guardian Axis

Benefits Limits per Reservation
Trip Cancellation 100% of the trip cost up to $100,000

NY: same, plus Reinstate Frequent Traveler Awards $100

Trip Cancellation For Any Reason (CFAR).
In New York, this benefit is Cancel For Fortuitous Reason (CFFR).
Options include 60%, 70% or 75% of non-refundable insured trip cost. (Cancellation must be made 48 hours or more before scheduled departure date.)
Trip Interruption 100% of the trip cost up to $100,000
Trip Delay $600
NY: $600 maximum; Maximum Benefit Per Day $100
Baggage Damage or Loss Maximum Benefit: $1,000Per Article Maximum: $300 • Combined Article Maximum: $500
NY: same, plus Deductible $0
Baggage Delay (Outward Journey Only) $1,000
NY: $1,000; Per Day $100; Laundry Expenses $25; Tracking and Retrieval Expenses $25
Sports Equipment Rental Up to $1,000
Accidental Death & Dismemberment $25,000
Emergency Accident and Sickness Medical ExpensesDental Expenses Maximum Benefit: $25,000$500
Emergency Medical Evacuation / Repatriation of Remains $250,000
Pre-Existing Conditions Covered if purchased within 14 days of initial trip deposit.
10-Day Free Look You may cancel your plan within 10 days of purchase when you have not filed a claim or departed on your trip.
Emergency Travel “Non-Insurance” Assistance with Limited Concierge Included

Optional Trip Cancellation For Any Reason (CFAR)

In New York, this benefit is Cancel For Fortuitous Reason (CFFR).
If You purchase this optional benefit, the following coverage is available to You. We will reimburse You up to the amount in the Schedule of Benefits for a percentage of the unused, non-refundable, Pre-paid Payments or Deposits made for Your Travel Arrangements if You cancel the Trip for any reason, provided:

  1. Your payment for this Certificate benefit is received within the Time Sensitive Period;
  2. You are able to travel at the time You purchase this benefit;
  3. You cancel Your Trip two (2) days or more prior to Your Scheduled Departure Date.

This Trip Cancellation for Any Reason benefit does not cover penalties associated with any Travel Arrangements not provided by the Travel Supplier or failure of the Travel Supplier to provide the bargained-for Travel Arrangements.

Program Details

This Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions).

  • Maximum Trip Cost is $100,000.
  • Maximum Length of Trip is ninety (90) days.
  • Plan cost is 7.00% of Reservation Total (Travel Protection Plan only); 10.80% of Reservation Total (Travel Protection Plan with optional CFAR — in New York, CFFR).
  • The Pre-existing Condition Exclusion applies to Trip Cancellation, Trip Interruption, Trip Delay, Accident and Sickness Medical Expense: A Loss caused by or resulting from a Pre-existing Condition(s) shall be Excluded, unless: (a) the Policy is purchased within fourteen (14) days of Your initial Trip deposit; (b) the booking for the Covered Trip must be the first and only booking for this travel period and destination; and (c) You are not disabled from travel at the time You pay the premium.

This Schedule is only a partial summary of your coverage benefits, and may vary by state. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the policy document, a copy of which will be emailed or mailed to you upon purchase. If you do not receive a copy, or want a replacement, please call (843) 286-5144 or email your request to support@rentalguardian.com.

This Program is provided only via licensed agents or authorized referral affiliates.


Plan Cost

7.00% of Reservation Total—Travel Protection Plan only
10.80% of Reservation Total—Travel Protection Plan with optional CFAR (in New York, CFFR)

Travel Guardian logo

Axis logo

Underwritten by AXIS Insurance

Start a Claim

File a Claim / Claims Questions

727-608-1365
playtravel@cbpinsure.com
Attention: Travel Insurance Claims
Co-ordinated Benefit Plans on behalf of
AXIS Insurance Company
P.O. Box 26222, Tampa, FL 33623

24/7 Emergency Travel Assistance

While on your trip:

Within U.S. / Canada

(833) 425-5099

Outside U.S. / Canada

International long-distance charges apply.
(603) 952-2684

Policy & Coverage Questions

Within U.S. / Canada

(833) 610-0736

Outside U.S. / Canada

International long-distance charges apply.
(843) 494-5909


Underwritten by AXIS Insurance

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General Disclosures

Complete general disclosures for this program, including state-specific notices, are provided by AXIS Insurance Company in the document linked below. Please review it before purchasing.

Policy Documents

AXIS Travel Products Disclosure / Disclaimers

Coverage is underwritten by AXIS Insurance Company under policy form series number TRVL-IND-001. AXIS Insurance Company, an Illinois property and casualty company, is licensed in all 50 states of the United States and the District of Columbia. Coverage is subject to exclusions and limitations and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on local country or U.S. state laws. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth in the policy. Please check the product certificate or master policy for complete plan details and Schedule of Benefits.

This insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.

Payment of claims under any policy issued shall only be made in full compliance with all economic or trade and sanction laws or regulations, including but not limited to, laws and regulations administered and enforced by the U.S. Treasury Department’s Office of Foreign Assets Control.

Additional services are provided by third-party agreements and are not insurance. These services include emergency, security, consulting and travel assistance services through RentalGuardian.