Travel Guardian Global LUX (Global to U.S. destinations) by UnitedHealthcare Global

Travel Guardian Global LUX by UnitedHealthcare Global (Global to U.S. destinations) offers eligible non-U.S. residents who have purchased Travel Guardian coverage a range of benefits, including travel medical insurance, trip cancellation protection, and non-insurance travel assistance services for the United States. For detailed information about the travel medical and trip cancellation plans, please refer to the example policy below.

Canadian Residents - click here

*Schedule of Benefits - All references to currency are in United States dollars.

BENEFITS  LIMITS  Trip Cancellation  100% of Insured Trip Cost; $75,000 maximum, per policy Hurricane & Weather Included Cancel for Work Reason Included  Trip Interruption  100% of Insured Trip Cost, per policy  Trip Delay 6+ hour delay $200 per day; $600 maximum, per policy  Baggage Loss $250 per item; $1,000 maximum, per person*  Baggage Delay  24+ hour delay; $500 maximum, per person*  Sporting Equipment Loss  $2,000 maximum, per person*  Sporting Equipment Delay  3+ hour delay; $200 maximum, per person*  AD&D 24-hour Full Coverage  Principal Sum $25,000, per person*        AD&D Common Carrier Included in 24-hour Full Coverage  Accident & Sickness Medical Expense  $50,000 maximum, per person; $200,000 maximum, per policy         Emergency Dental Treatment  $500 maximum, per person*         Palliative Dental Treatment  $500 maximum, per person*  Medical Evacuation  $1,000,000 maximum, per policy  Emergency Reunion  Included         Return of Dependent Child(ren)  Included         Medical Repatriation  Included         Return of Remains  $50,000 maximum, per person*

SAMPLE POLICY DOCUMENT

* Maximum Eligible Trip Cost is $75,000

* Maximum Eligible Length of Trip is ninety (90) days.

* Maximum Eligible Age is 85 years old.

* 30 DAY FREE LOOK: If You are not satisfied for any reason, You may cancel Insurance under this Policy by giving the Company or the agent written notice within: (a) 30 days from the Effective Date of Your Insurance; or (b) prior to Your Scheduled Departure Date, whichever occurs first. If You do this, Your premium will be refunded, provided You have not already departed on the Trip or filed a claim. If premium is returned, all coverages under this Policy are invalid from date of initial purchase.

Who Is Eligible For Coverage

The person who is booked on a trip and up to 9 additional traveling companions that pay they required costs are covered under this plan.

Non-Refundable Provision
After the 30-day free-look review period, the cost for this plan is non-refundable.

* PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER
The Pre-Existing Medical Condition exclusion will be waived by the Insurer if all of the following conditions are met:
a. Your payment for this plan and enrollment form is received within the Time Sensitive Period; and
b. You or Your Traveling Companion, are medically able and not disabled from travel at the time Your plan cost is paid based on assessment of a Physician.

PLAN DETAILS & DISCLOSURE

The Policy is a legal contract between the Policyholder ITA Global Trust Ltd. As Trustee of the Global Solutions Insurance Trust, Governors Square Unite 3-107A, PO Box 32203, Grand Cayman, KY1-1208, Cayman Islands  and the Insurer, H&W Indemnity SPC for and on behalf of Global Solutions SP.

This Policy is issued in the Cayman Islands by H&W Indemnity SPC for and on behalf of Global Solutions SP to ITA Global Trust Ltd. As Trustee of the Global Solutions Insurance Trust. By completion of this enrolment, the applicant is applying to be a Plan Participant of the Global Solutions Insurance Trust (the “Trust”) and to participate in the insurance coverage extended to participants under the Trust by H&W Indemnity (SPC) Ltd. for and on behalf of Global Solutions SP (the “Company”) to Plan Participants under the Trust (the “Coverage”).

This Policy is not subject to U.S. jurisdiction.

It is important that the Purchaser and Traveling Companion(s) read the Policy carefully. Please refer to the Schedule of Benefits, which provides specific information about the program purchased. The purchaser should contact the travel supplier or INSURER: H&W Indemnity SPC Ltd. for and on behalf of Global Solutions SP immediately if purchaser believes that the Schedule of Benefits is incorrect.

Purchaser should confirm the benefits and coverages for the plan that purchased. Defined terms are capitalized, and their meanings are listed in the policy under Definitions, Section III. 

Any payments under the Policy will only be made in full compliance with all United States economic or trade sanction laws or regulations, including, but not limited to, sanctions, laws and regulations administered and enforced by the U.S. Treasury Department’s Office of Foreign Assets Control (“OFAC”). Therefore, any expenses incurred, or claims made involving travel that is in violation of such sanctions, laws and regulations will not be covered under the policy. For more information, you may consult the OFAC internet website at www.treas.gov/resource-center/sanctions or a Company representative. In addition, coverage is not available in certain countries. For a complete list of excluded countries, please visit www.uhcsafetrip.com. 

This Schedule is only a partial summary of your coverage benefits. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the plan document, a copy of which will be emailed or mailed to you upon purchase (click "View Sample Policy Document" to view a sample). If you do not receive a copy, or want a replacement, please call (843) 286-5144 or email your request to [email protected].

This Program is provided only via licensed agents, authorized retailers or authorized referral affiliates.

Plan Cost: 7.50% of Reservation Total