Hurricane Irma: Coverage Alert from American Modern Insurance Group

Please be advised that Hurricane Irma falls within our guidelines, policy terms and conditions as inclement weather and potentially a natural disaster. The NOAA National Hurricane Center issued a Hurricane watch 11AM AST Thursday August 31, 2017

Policies purchased prior to 11AM AST  August 31, 2017  may cover the event. As of then, it’s no longer considered unforeseen, so it will not be covered. For more information on the status of these storms, please refer to:

Please note:

  •   Trip cancellation and trip interruption benefits are not payable if a natural hazard (such as a brushfire, tropical storm, or hurricane) is named on or becomes foreseen before the effective date and time of the policy.
  •   This guideline applies only to new policies that are effective on or after the event, and covering travel during such time. It does not apply to new policies that cover travel after the event has passed.
  •   Terms and conditions may vary by program; please refer to the actual policy. All claims should be adjudicated on their own circumstances and merits.

Please let us know if you have any concerns or questions. Thank you.